I often chuckle at headlines like ‘self-made multimillionaire’ because there aren’t really ‘self-made’ millionaires or billionaires. Sure, as an entrepreneur, you do most of the grinding by yourself until you hire the right people. But so many people help you along the way, from the support of your family to people who buy into your idea; for you to succeed as an entrepreneur, you need a lot of cheering and support along the way.

 

Read More »

My journey as an entrepreneur started about 2 and a half years ago, after having worked for an employee benefits company for almost 5 years!

I had always known that I would not be employed by someone forever but I had no clue how or when I would become a full-time businesswoman.

In 2016 I decided to start blogging about personal finance because I wanted to bring a young voice to the topic of money.

Read More »

 

The old way of thinking about retirement is becoming less and less attractive to the younger generation. It used to be that you work for one or two companies, have a career spanning +/- 40 years and only retire at age 65.

There is a generation of growing voices who want to retire early. Retirement has always been looked at from an age perspective and this way of thinking assumes that if you work for long enough and save money over 40 years,

Read More »

To Celebrate International Women’s day, I talked to Kirshni Totaram, Global Head of Institutional Business at Coronation and boy is she a powerhouse! She is a CFA charter holder and a qualified Actuary.

 

Kirshni’s background

Kirshni grew up with a single mom and money was always tight, but thankfully, she was very good at Maths. Her guidance counsellor advised her to further her studies in Actuarial Science…because naturally that’s what you study when you are good with Maths,

Read More »

Whether you want to start saving, investing or to pay off debt, it might seem impossible with your budget. Well, that’s what most people feel when approaching their finances; that there isn’t enough money to start with. But I want to show you a couple of places to look in your current budget to find the extra fat!

DSTV

You knew this was coming. Your DStv subscription is easily one of the things you can do without.

Read More »

Much has been written about Tax-Free Savings Accounts (TFSA) since they launched but in light of the tax year coming to an end, it is always good to remind ourselves of the benefits of investing in one.

I must say, I have always frowned upon the name Tax-Free Savings Account as I feel that for many people it can be misleading and one might end up thinking of it as just another bank account where you save,

Read More »

Hi Tribe

So, the Personal Finance Mastery workshop is around the corner and I just wanted to give you some insight into what to expect on the day.

I am super excited as this will be the first of many ‘classroom-like’ workshops I will be hosting. Why go smaller when you can go bigger you ask? Because this way, I get to tackle all your questions, worries and have you walk away with a solid plan of what you should do next in your finances.

Read More »

There is a world of options when it comes to investing. Even a small amount can go far. Stick with it and it will work.

One of the most frequent questions I get is: “What can I invest in as a first-time investor who doesn’t have a big cash flow?”

This question excites me, as there are quite a few options available to investors, regardless of what they can afford. It goes to show that investing is not for the rich only,

Read More »

This year, I will be giving away more downloadable resources to help you on your financial journey. My whole aim is that each and every one of the Tribe becomes confident about their personal finances, no matter where in the journey they are. I want to show you how easy and (possibly fun) having control of your money can be.

Today, I have the Net Worth template for you to download. I often say that this is one of my favourite calculations because it reflects how my financial decisions are impacting my net worth.

Read More »