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Make Confident Financial Decisions.

Helping everyday South Africans understand money — Budgeting, Investing, Money conversations and Resources

BRANDS THAT TRUST US

Woman's financial empowerment in South Africa

Want to Start Investing but Don’t Know Where to Begin?

One of the best ways to start investing in South Africa is through a Tax-Free Savings Account (TFSA) — but many people don’t fully understand how it works.

I’ve created a FREE Tax-Free Savings Account guide to help you understand the basics and start investing with confidence.

Download the guide and learn:

✔ How TFSAs work
✔ Contribution limits and tax benefits
✔ The mistakes to avoid
✔ How to choose the right platform

 

Download the Free TFSA Guide

Services

financial sucess for South African woman in business

Interactive in-person or virtual sessions focused on budgeting, saving, investing, retirement planning, and developing a healthy money mindset etc—designed for individuals, communities, or groups.

finance workshops in South Africa

Practical and relatable financial education for employees, including customised workshops for staff wellness programmes, graduate programmes, and onboarding/induction sessions.

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Keynote addresses and panel participation at conferences, corporate events, and summits—delivered with real-life insights, warmth, and actionable advice.

top finance podcasts in South Africa

Hosting and co-hosting financial education podcasts, creating engaging and educational content, and partnering with brands aligned with our mission to educate and empower.

OUR CLIENTS

Don’t just take our word for it

ELIZE BOTHA,
MD of Old Mutual Unit Trusts

Mapalo is reliable and adds a lot to the projects she is involved in.It has been great working with another woman that is passionate about women and their financial security!

MALEBO MOLOI,
Consultant at BTS

We would like to express our appreciation for the exceptional service and financial presentation you delivered to our graduates recently. Your ability to convey complex financial concepts in an accessible and engaging manner was truly impressive and has left a lasting impact to our graduates. Your professionalism, expertise, and passion for financial education was evident throughout your presentation. You not only provided valuable insights but also inspired our graduates to take proactive steps toward their financial well-being. It was exactly the kind of empowering experience we hoped to provide, and we are grateful for your contribution to achieving this goal

Maya Fisher-French,
Money Maven, writer, presenter, speaker, author

Mapalo and I have collaborated over the years. She first wrote for my pages in City Press and we then started a podcast together to discuss the stories were were working on. Through the years we have shared the stage at events and we are currently running a money bootcamp podcast together. Mapalo has an intrinsic understanding around people and their finances. She has a positive energy and a wonderful way of communicating around money, always bringing in the emotional aspects. She is also an experienced money coach. Whether you are looking for a money coach or a speaker - Mapalo should be at the top of your list.

AISHA NAKIDIEN,
Moshal Program Alumni Coordinator

Working with Woman and Finance and Mapalo Makhu has been a massive privilege and I wholeheartedly endorse Mapalo’s services especially given the financial challenges we all face today. What sets Mapalo apart is her knack for making complex financial concepts relatable and understandable, engaging participants in a way that fosters genuine understanding.

MOKGADI RAGANYA,
Student

The Money Bootcamp was an amazing experience for me as it gave me so much insight on how to manage my finances and also plan for the future. My outlook on money has changed so much that I have already setup my 'money date'. Being in the presence of strong, confident and money conscious women (not forgetting how gorgeous everyone looked) who are facing the same issues as I am was more than inspiring. So thank you for this great initiative to help other women like us who obviously needed that Bootcamp in order to get us well on our way to have a healthy relationship with our finances.

TEBOGO,
Reader

I would highly recommend this book to anyone who would like to reevaluate their money issues. This book is easy to read and understand. Because I've always been watching Mapalo Makhu on YouTube, I read this book in her voice and it felt like she was talking to me. If you ever want to learn how to budget, save, invest, tackle black tax... Then this book is for you

Start Your Financial Journey With the Book Thousands Have Been Talking About!

You’re Not Broke; You’re Pre-Rich is a practical and relatable guide to understanding money in the South African context.

 

From budgeting to investing and the psychology of money, the book breaks down complex financial topics into simple, practical steps you can apply in your everyday life.

book by Mapalo Makhu
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4.8 Rating from 226 readers on Takealot

Available at:

Exclusive Books • Takealot • Bargain Books

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- Lucia‏

"I’m half way through the book and I love it so much. It’s definitely going to help me with understanding my finances better. What I like the most is that [it's] so relatable and easy to follow through. I definitely recommend for someone who wants to understand their spending habits and how they can make their finances better."

Blog

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ENJOY EXCLUSIVE CONTENT TO HELP YOU GROW YOUR FINANCES

The best investments to make in your 20's and 30's
Returning your dream car, making bad financial decisions, marital contracts and loving yourself thro
7 Things That Will Keep You Broke!!!

AS FEATURED IN

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