Category: wealth creation

Hey Tribe,

As I mentioned on Instagram (@womanandfinance) earlier this week; I wanna try something new here on the Woman & Finance website, I want to start doing podcasts where I share my thoughts  on different topics around money.

To begin with these type of podcasts, I thought it would be fun to start off by sharing with  you my own financial journey and how I manage my finances so far!

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According to annual BEE.conomics Transformation in SA Asset Management Survey published by 27four Investment Managers, there are currently 48 black asset management firms in South Africa and they manage only 10% or R490.3bn of the R5 trillion industry.

While there has been growth in the number black fund managers and their assets under management in the past couple of years, it has been painstakingly slow. So, why is this? Why don’t we have more black fund managers?

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In the investment world, there are some things that hold truth whether you are a new investor or a seasoned investor. Here are 5 Keys to successful investing across the different asset classes (i.e. Equity, Cash, Property, Bonds)

1.  Have a financial road-map/goal

The first key to successful investing is to have a clear financial goal. Ask yourself WHY are you investing? This will inform how long you want to invest and it will dictate the risk you can afford to take. 

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In my podcasts, I normally ask the person I am interviewing this question: “growing up, what did you hear about money”? I ask this question because for most people, what they hear about money has direct impact on how they handle their own finances into adulthood.

As children, our parents are our biggest influences, whether they are conscious of this or not, children pick up and to some extend internalise this messages.

So,

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The year is well under way, the first quarter of the year is done and dusted just like that!!! I hope you have achieved most of your goals for the first quarter. Keep focused and you will reach your money goals…and as a money savvy woman, these are some of the habits I know you have adopted 🙂

 

1. She Budgets 3-6 months in advance.

Yes,

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Money Bootcamp: Know the speakers

Only a few days before the Money Bootcamp, woohooo!!!

It promises to be the life-changing money class your never took, not only that, you get to network, enjoy G.H Mumm champagne and delicious Lindt chocolate…I’m here for all of that!!!

 

Cannot wait to see you all there. It’s going to be amazing. All the speakers are bringing their A-game! Are you ready?

Tribe,

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1. Request a free credit report

If you ever need to access credit, hopefully for good debt, i.e. to buy Property, a student loan or to fund your growing business, lenders look to your credit score. You should know what they will see even before they do. It is easy and quick, you can request it online and receive it within minutes.

www.creditunion.co.za
www.transunion.co.za
www.creditreport.co.za

…are just some of the few that offer free credit reports

2.

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4 Ways to be more frugal and still feel like you are living your #bestlife

 

  1. Automate your savings and investment

The rich invest their money and spend what’s left. Think like the rich–invest your money first, then spend what’s left.”- Jim Rohn

This speaks to the philosophy of paying yourself first. It’s easier to say you will pay your bills first then, save/invest what is left.

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