I often get questions about which investment vehicle is the best to start investing in as a beginner or if you want to invest for your kid’s education. Being a mom myself, I can completely relate. While there is a universe of options available today, this...
Starting a family is a big milestone, it brings excitement and a bit of anxiety at the same time. Unfortunately for women, starting a family does carry a price tag; women often have to take maternity leave and, in many instances, this means taking a...
Hey Tribe, What a year this has been so far! With all the hope we had of 20plenty it seems like covid19 has put a damper on things. We had all written down our goals and were ready to smash them. Covid19 has affected life as...
Let me ask you some questions: do you know what your net worth will be in 5 years time? Do you know how much you will need to survive on if you lost your job today? Do you know what your dream wedding will cost?...
With the wedding season upon us, the one question I often get from couples is: how do we manage our money now that we live together? And the second most commonly asked question is if they should open a joint bank account. Before we get into...
I recently had a coaching session with a woman who is going through a divorce, she had reached out to me because she was expecting a cash windfall from the divorce settlement and she wanted to know that she would be making good financial decisions. A...
Hi Tribe, Last week Friday, I did a one-on-one coaching with a very money savvy lady who just needed a bit of direction in terms of the different investments available in the market. What struck me about her was her determination and astuteness in managing her...
It’s important to understand which RA will suit your lifestyle A retirement annuity (RA) is a pension plan designed for individuals to build up and accumulate money for retirement in a tax efficient way. It is a vehicle to save towards retirement. Some benefits of an RA ...
The old way of thinking about retirement is becoming less and less attractive to the younger generation. It used to be that you work for one or two companies, have a career spanning +/- 40 years and only retire at age 65. There is a generation...
Much has been written about Tax-Free Savings Accounts (TFSA) since they launched but in light of the tax year coming to an end, it is always good to remind ourselves of the benefits of investing in one. I must say, I have always frowned upon the...