If you battle with budgeting, you are probably thinking: “ I’ve tried budgeting, it just doesn’t seem to work!” To tell you the truth, I have had my fair share of struggles with budgeting.
Let’s be frank, very few people get a kick out of creating a budget. But a budget is the cornerstone of a healthy financial life. A budget is telling your money where to go and what it should do.
Whether you want to start saving, investing or to pay off debt, it might seem impossible with your budget. Well, that’s what most people feel when approaching their finances; that there isn’t enough money to start with. But I want to show you a couple of places to look in your current budget to find the extra fat!
DSTV
You knew this was coming. Your DStv subscription is easily one of the things you can do without.
Hi Tribe
So, the Personal Finance Mastery workshop is around the corner and I just wanted to give you some insight into what to expect on the day.
I am super excited as this will be the first of many ‘classroom-like’ workshops I will be hosting. Why go smaller when you can go bigger you ask? Because this way, I get to tackle all your questions, worries and have you walk away with a solid plan of what you should do next in your finances.
Hey Tribe,
Happy New Year again Tribe,
To kick off the year, herewith a downloadable Budget Template.
Share it with your family and friends.
Download your 2019 Budget Woman & Finance
“A Budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
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Hi Tribe,
Today I want to talk a little bit about marriage and your finances. This topic is inspired by the fact that 3 of my friends will soon be walking down the aisle…exciting!!! While a lot of detail goes into the actual day of the wedding, little to no attention is paid on how the couple will handle their finances once they are married.
From parents to friends, little is spoken about personal finances in a marriage.
Happy Tuesday Tribe,
This blog post is almost two months overdue! My intention is to write a blog reflecting on every quarter of the year. For me it is important to reflect because how else do you know if you are still heading in the right direction, whether it be in your career, finances or relationships etc? We all need to reflect from time to time, it allows us to evaluate what is working and what isn’t.
I am always trying to find ways to stick to my budget and if you have read some of my previous posts, you will know by now my downfalls are eating out at beautiful restaurants and shoes! After having reviewed our household budget, I realised that we spend A LOT of money on eating out, which we have since got under control (not easy at first but got it done eventually!)
How I did this was through the ‘envelop system’.
In my podcasts, I normally ask the person I am interviewing this question: “growing up, what did you hear about money”? I ask this question because for most people, what they hear about money has direct impact on how they handle their own finances into adulthood.
As children, our parents are our biggest influences, whether they are conscious of this or not, children pick up and to some extend internalise this messages.
So,
