Tag: money

Hi Tribe, all the time you hear me say educate yourself, educate yourself right? I believe that if you want to become good at something, you have to spend time educating yourself and improve your skills.

You might not want to teach personal finance but for you to master your money, you need to at least build a foundation.

So, what websites, TV shows or content do I like to consume to help me be better at my money and get inspiration to give good,

Read More »

George Soros once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”

Investor Psychology is about the behaviour of investors; what they believe, how they act, what they do both in times of the bull market and bear market.

For most individuals, especially in South Africa the word investing in itself is not understood very well. I have had clients before who would ask me,

Read More »

 

I am always trying to find ways to stick to my budget and if you have read some of my previous posts, you will know by now my downfalls are eating out at beautiful restaurants and shoes! After having reviewed our household budget, I realised that we spend A LOT of money on eating out, which we have since got under control (not easy at first but got it done eventually!)

How I did this was through the ‘envelop system’.

Read More »

The year is well under way, the first quarter of the year is done and dusted just like that!!! I hope you have achieved most of your goals for the first quarter. Keep focused and you will reach your money goals…and as a money savvy woman, these are some of the habits I know you have adopted 🙂

 

1. She Budgets 3-6 months in advance.

Yes,

Read More »

1. Request a free credit report

If you ever need to access credit, hopefully for good debt, i.e. to buy Property, a student loan or to fund your growing business, lenders look to your credit score. You should know what they will see even before they do. It is easy and quick, you can request it online and receive it within minutes.

www.creditunion.co.za
www.transunion.co.za
www.creditreport.co.za

…are just some of the few that offer free credit reports

2.

Read More »

4 Ways to be more frugal and still feel like you are living your #bestlife

 

  1. Automate your savings and investment

The rich invest their money and spend what’s left. Think like the rich–invest your money first, then spend what’s left.”- Jim Rohn

This speaks to the philosophy of paying yourself first. It’s easier to say you will pay your bills first then, save/invest what is left.

Read More »

There has been much talk around black tax and the negative effects it can have on one’s financial journey. Most people not only feel obliged but are also expected to help out parents, siblings or cousins. Although not an easy topic to write about since everyone’s situation is completely different, here are a few tips on how you can still work towards financial freedom while helping family out.

  1. Communicate

Communication is so important in any relationship,

Read More »

The festive season is fast approaching and with all the braais, cocktail lunches with the girls, travelling with family and the Christmas lunch, your budget can easily be thrown out the window, giving you a financial hangover come January.

Here are some tips to stay on top of your finances throughout the holidays:

 

  1. Budget for your holiday expenditure

It’s easy to throw caution to the wind with all the festivities happening this time of the year.

Read More »