There is a world of options when it comes to investing. Even a small amount can go far. Stick with it and it will work. One of the most frequent questions I get is: “What can I invest in as a first-time investor who doesn’t have...
According to annual BEE.conomics Transformation in SA Asset Management Survey published by 27four Investment Managers, there are currently 48 black asset management firms in South Africa and they manage only 10% or R490.3bn of the R5 trillion industry. While there has been growth in the number...
George Soros once said, "If investing is entertaining, if you're having fun, you're probably not making any money. Good investing is boring.” Investor Psychology is about the behaviour of investors; what they believe, how they act, what they do both in times of the bull market and bear market. For most individuals, especially...
In the investment world, there are some things that hold truth whether you are a new investor or a seasoned investor. Here are 5 Keys to successful investing across the different asset classes (i.e. Equity, Cash, Property, Bonds) 1. Have a financial road-map/goal The first key to...
Time to burst those myths! Myth 1. You need bucket loads of money to start I did an Instagram live session and a Facebook live session on investing for beginners, in this session, I showed how easy it is to start investing. Investing doesn't have to be...
What is a unit trust? A Unit trust is a type of investment that makes it easy and affordable for the “man on the street” to invest in the financial markets. Your funds are pooled together with other investors’ money to invest in underlying asset...
Every time you get a salary increase, whether through change of jobs, a promotion or through a performance appraisal, you have the opportunity to do something powerful with it. Instead of inflating your lifestyle to match your new income, here are a few ideas to...
Saving is money set aside for future planned and unplanned (emergency fund) requirements; and the money must be easily accessible. For example, money in a 32-day notice account or a normal savings account. Saving is important as it does not only create good money habits but...
To some the word “investment” can be intimidating and something that is only accessible to the wealthy. And as such it can leave those apathetic, resulting in a reluctance to understand the importance of investing and the critical role it plays in one’s future prosperity....