Author: Mapalo Makhu

I want to help women make confident financial decisions and build real wealth.

Hey Tribe,

As I mentioned on Instagram (@womanandfinance) earlier this week; I wanna try something new here on the Woman & Finance website, I want to start doing podcasts where I share my thoughts  on different topics around money.

To begin with these type of podcasts, I thought it would be fun to start off by sharing with  you my own financial journey and how I manage my finances so far!

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According to annual BEE.conomics Transformation in SA Asset Management Survey published by 27four Investment Managers, there are currently 48 black asset management firms in South Africa and they manage only 10% or R490.3bn of the R5 trillion industry.

While there has been growth in the number black fund managers and their assets under management in the past couple of years, it has been painstakingly slow. So, why is this? Why don’t we have more black fund managers?

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George Soros once said, “If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”

Investor Psychology is about the behaviour of investors; what they believe, how they act, what they do both in times of the bull market and bear market.

For most individuals, especially in South Africa the word investing in itself is not understood very well. I have had clients before who would ask me,

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Gugu is a Senior Anchor on CNBC Africa and Presenter of Kaya FM’s prime time business show, Kaya Bizz. Gugulethu also serves as a Conference Chair, Panel Discussion Moderator and Programme Director at various industry gatherings that impact the business and investment landscape.

Having cut her teeth at Moneyweb, she worked for institutions like Talk Radio 702, SA FM, Lotus FM and the City Press Newspaper. Gugu has has gained a wealth of experience in Financial Journalism through Radio,

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Buying property is probably the one of the most financially significant purchases you will make – it is therefore worthwhile to do your research and gather as many facts (both advantages and disadvantages) as possible.

Here are 5 things to consider before you buy a property:

  1. Clean up your credit score

The first thing banks look at is your credit score. A credit score tells a potential money lender how well you manage your finances and pay your financial obligations.

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That time of the year again; the tax season is officially in full swing. For those who don’t know exactly when it runs, this year it started from 1 July and will end 31 October 2018.

For many, filing taxes creates a lot of anxiety and most people leave it to the very last day…I have been here myself! But I believe in facing things head on, whether you do get a refund or you end up owing SARS,

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In the investment world, there are some things that hold truth whether you are a new investor or a seasoned investor. Here are 5 Keys to successful investing across the different asset classes (i.e. Equity, Cash, Property, Bonds)

1.  Have a financial road-map/goal

The first key to successful investing is to have a clear financial goal. Ask yourself WHY are you investing? This will inform how long you want to invest and it will dictate the risk you can afford to take. 

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Hi Tribe,

Today I want to talk a little bit about marriage and your finances. This topic is inspired by the fact that 3 of my friends will soon be walking down the aisle…exciting!!! While a lot of detail goes into the actual day of the wedding, little to no attention is paid on how the couple will handle their finances once they are married.

From parents to friends, little is spoken about personal finances in a marriage.

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Happy Tuesday Tribe,

This blog post is almost two months overdue! My intention is to write a blog reflecting on every quarter of the year. For me it is important to reflect because how else do you know if you are still heading in the right direction, whether it be in your career, finances or relationships etc?  We all need to reflect from time to time, it allows us to evaluate what is working and what isn’t.

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